Smart Budget Planner — Premium Google Sheets Finance TrackerTrack every rupee. Reach every goal. All inside Google Sheets — no apps, no subscriptions, no code.Take complete control of your money with the Smart Budget Planner — a professionally designed, fully automated Google Sheets workbook built for anyone who wants to budget smarter, save more, and eliminate financial stress.Whether you're a student managing your first salary, a freelancer juggling irregular income, or a family planning for the future, this planner adapts to your life. Just make a copy, enter your numbers, and every formula, dashboard, and chart updates automatically.What's inside:1Dashboard — 8 live KPI cards showing income, expenses, savings, savings rate, financial health score, and budget usage at a glance2Income Tracker — Log salary, freelance, business, rental, and investment income with auto monthly summaries3Expense Tracker — 300 rows with 12 smart categories, payment method dropdown, and instant overspend alerts4Monthly Budget Planner — Set planned budgets, watch actual vs. planned update live, with 🟢🟡🔴 traffic-light status5Savings Goal Tracker — Up to 15 goals with progress %, target dates, days remaining, and status labels6Debt Payoff Tracker — Auto-calculates months to payoff and estimated debt-free date for every loan or credit card7Financial Goals Planner — Set High / Medium / Low priority goals with completion tracking and achievement summary8Analytics Sheet — 3 embedded charts: Monthly Bar Chart, Savings Rate Line Chart, Expense Breakdown Pie Chart9Annual Overview — Month-by-month year summary with surplus/deficit indicator and net worth tracker10Start Here Guide — Step-by-step setup instructions, navigation guide, and FAQ — ready out of the box⚡ Digital download — instant delivery. No refunds on digital products. Please read the full description before purchasing.Smart Budget Planner — Premium Google Sheets Finance Tracker